The National Housing Trust Fund (NHTF) is a new federal affordable housing program that complements existing federal, state and local efforts to build, preserve and rehabilitate affordable housing for families and individuals with the lowest incomes – those earning at or below 30 percent of the area median income (AMI). NHTF is a dedicated program, not subject to Congressional appropriations. Funding for the NHTF comes from an assessment on loans made by Freddie Mac and Fannie Mae.

The NHTF was created as part of the Housing and Economic Recovery Act of 2008 (HERA). On January 30, 2015, the US Department of Housing and Urban Development (HUD) published an interim rule (FR-5246-I-03 and at 24 CFR Parts 91 and 93), which provides the guidelines for states to implement the NHTF program during the first year’s allocation. HUD plans to issue a final rule for the NHTF after states have had experience administering the program and are able to offer comments regarding the initial implementation.
Gov. Inslee designated the Washington State Department of Commerce to administer the NHTF program.

State Seeking Input on Draft 2018 Action Plan for HUD Funds

The state’s draft 2018 Action Plan will be available here (or upon request) by March 26th for your review and input. The Action Plan follows HUD’s plan template. The Washington State 5-Year Consolidated Plan, and annual Action Plans, determine priorities, establish strategic goals, and allocate resources for the U.S. Department of Housing and Urban Development (HUD) funds administered by the state Department of Commerce: the state Community Development Block Grant (CDBG), Emergency Solutions Grants (ESG), HOME Investment Partnership (HOME), Housing Opportunities for Persons with AIDS (HOPWA), and National Housing Trust Fund (NHTF) programs.

The 30-day comment period is March 26-April 25, 2018. Send your written comments by 5pm, April 25, 2018. To submit comments, request the documents in an alternate format, or arrange accommodations with at least one-week notice, please contact: 

Jennifer Lane
PO Box 42525
Olympia WA 98504-2525.

For additional information on the HUD-funded programs in Commerce, contact:

Ann Campbell

2017 Allocation Plan

The state conducted a public comment period on July 6-19, 2017, and held a public hearing on July 19, 2017, for the state’s draft 2017 Action Plan and the draft 2017 NHTF Allocation Plan. The Action Plan encompasses all HUD Community Planning and Development Grants. The NHTF Allocation Plan is specific to the NHTF program and describes how the state plans to allocate the NHTF funds.

After closing the public comment period, the state submitted its 2017 Action Plan and the 2017 NHTF Allocation Plan to HUD for review and approval. Once HUD approves these plans, the state will receive its various program allocations (NHTF included).

Stakeholder Meetings Held

In preparing to develop the 2017 NHTF Allocation Plan, Commerce held stakeholder meetings in Olympia and Spokane. Those meeting took place in late January and mid-February, respectively. The input received from stakeholders was fairly consistent with prior public comments received on the 2016 NHTF Allocation Plan. These meetings were not the formal public comment process required by HUD, rather, they were additional meetings held to engage stakeholders and seek their input early in the process, as Commerce is working to develop the implementation plan for this new source of funding for affordable housing. Both stakeholder meetings were recorded and are available below, along with the PowerPoint presentation used during the meetings:

Submit your comments

Commerce welcomes feedback and input at any time. If you have comments about the NHTF or questions about meetings, please contact Michelle Campbell with the contact information provided below:

Email your comments to
Mail comments to:
National Housing Trust Fund Program
Department of Commerce
PO Box 42525
Olympia WA 98504-2525