Homeowner Assistance Fund (HAF)

If you currently face foreclosure and need a resource to help navigate the process, FREE housing counseling and civil legal aid for income-qualified individuals and families are currently available by contacting the Washington Homeownership Resource Center. The Center is open Monday through Friday from 8:00 am to 5:00 pm.

To contact the Center, visit their website at https://www.homeownership-wa.org/contact

Toll-Free Number: 1–877–894-4663

Online contact: https://portal.homeownership-wa.org/auth/register


The American Rescue Plan Act (ARPA) passed by Congress in March 2021 provided Washington $173 million to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing hardships after Jan. 21, 2020. During the 2021 legislative session, the Legislature authorized Commerce to use these funds. Commerce contracted with the Housing Finance Commission to manage the program.

You can access the HAF program at https://www.wshfc.org/buyers/HAF.htm.

It is important for all Washington homeowners facing default or foreclosure of a residential property to contact the Washington Homeownership Resource Center. There is help available right now for residential property owners facing a default action.