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Housing Trust Fund

photo of young mother Stephanie Zuniga and her three children at Evergreen Visata, a Housing Trust Fund project

Since 1986, the state’s Housing Trust Fund has invested more than $1 billion in capital funding and helped build or preserve more than 50,000 units of affordable housing statewide.

How Does the Housing Trust Fund Operate?

The Washington Legislature makes biennial appropriations in the capital budget and directs the Department on how to invest the funds. The Housing Trust Fund  provides capital financing in the form of loans or grants to affordable housing projects through annual competitive application cycles.

Who Gets Housing?

Housing Trust Fund dollars support a wide range of capital projects that house a diverse array of low-income populations. Properties financed by the program can house people with incomes less than 80% of Area Median Income, but the majority of these properties house households with special needs or incomes below 30% of Area Median Income. This includes people and families experiencing homelessness, people in need of supportive housing, seniors, veterans, farmworkers, and people with developmental or other disabilities. Special-needs projects coordinate with state and local service providers, to ensure clients receive appropriate housing and services.

Is Your Organization or Project Eligible for Housing Trust Fund Funding?

Chapter One, Section 105 of the Housing Trust Fund Handbook (PDF) lists the kinds of organizations and activities that are eligible for Housing Trust Fund funding.

Housing Trust Fund Vision and Strategic Priorities

2022 Vision and Strategic Priorities for Housing Trust Fund Program