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Housing Trust Fund

Since 1986, the state’s Housing Trust Fund has invested more than $1 billion in capital funding and helped build or preserve more than 50,000 affordable housing units statewide.

The Washington Legislature makes biennial appropriations in the capital budget and directs the Department on how to invest the funds. The Housing Trust Fund provides capital financing through loans or grants to affordable housing projects through annual competitive application cycles.

photo of young mother Stephanie Zuniga and her three children at Evergreen Visata, a Housing Trust Fund project
"I have a really good support system with the folks here, the staff, people that visit here. It's nice to have somebody to check on you and make sure you're okay. When I first got here, I had nothing...Now I have so much!"
Max Ledesma
Max LedesmaResident of Drexel House Olympia
"I'm proud of what I've accomplished. I'm excited to make room for someone else here." Stephany Zuniga is a mother of five who found a path to success - not just an apartment. Public-private partnerships have helped the state Housing Trust Fund in the effort to build a Washington where everyone has a home.
Read more about Stephany's story...
Stephany Zuniga
Stephany Zuniga Evergreen Vista
“It was a superb workshop. Really the BEST. Especially helpful was how well organized the agenda, the speakers and the truly welcoming way each representative encouraged questions. Whether new to the field or an old-hand at this work, I think everyone in the room felt at ease to ask questions and hear guidance.”
Anonymous
AnonymousFrom Seattle Workshop Survey
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Who Gets Housing?

Housing Trust Fund dollars support a wide range of capital projects that house a diverse array of low-income populations. Properties financed by the program can house people earning less than 80% of the Area Median Income, but most of these properties house households with special needs or incomes below 30% of the Area Median Income. This includes people and families experiencing homelessness, people needing supportive housing, seniors, veterans, farmworkers, and people with developmental or other disabilities. Special-needs projects coordinate with state and local service providers to ensure clients receive appropriate housing and services.

Is Your Organization or Project Eligible for Housing Trust Fund Funding?

Chapter One, Section 105 of the Housing Trust Fund Handbook (PDF) lists the kinds of organizations and activities eligible for Housing Trust Fund funding.

Housing Trust Fund Vision and Strategic Priorities

2022 Vision and Strategic Priorities for Housing Trust Fund Program

Program Links

HTF News and Events

Disaster Assistance

Rules and Laws

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Housing Trust Fund Contacts

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